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Health Insurance , Obamacare & Medicare … You only have until December 7th to signup for Obama Care Medicare
Health insurance is important and affordable
Having health insurance is one of those things that most people do not think they need, until something happens and they are left wishing that they had health insurance. Unfortunately, when considering health insurance, the importance of having it is often overlooked and the cost of insurance is put into the forefront. However, it can be affordable if you know where to get it.
You may ask yourself, if you already purchase car insurance and house insurance, why you would also need health insurance. What most people do not realize is that having the coverage of health insurance is protecting yourself and your finances against emergencies. The cost of having insurance is small when you consider what it will save you in the long run. It is no secret that the high cost of medical bills is a leading cause of debt for a lot of people. Insurance can help to protect you against these tall expenses and also protect your savings account as well. Another good thing about having health insurance is the protection that it provides to those with chronic medical conditions and those who need prolonged hospital stays.
It may come as a surprise how affordable health insurance can be. There are numerous options available that make it possible for almost anyone, with any budget, to have health insurance coverage. Here are some things you may want to consider.
Buying your own health insurance can be considered an investment in your future. It is more affordable than you think. Many insurance companies offer a “bundle” package, meaning that if you combine your auto, home and health insurance, you get a better deal for all three.
Health insurance through your employer is a popular option that may people take advantage of. Most large companies offer coverage for employees and their family members and only require that the employee pay part of the premium.
If all else fails, the government will provide insurance for anyone that is over 65, under 18, disabled or has no income.
Health insurance is important not only for you, but for the community and for healthcare professionals. Before you get any insurance, make sure you do the research and find which plan is the best fit for your family.
Medicare Health Insurance
If you’re 65 or over you may qualify for Medicare health insurance. Here in the USA Medicare is viewed by many as a social insurance program that has helped millions and not just older people but young people and disabled as well. Medicare was enacted in 1965 by President Johnson and has a deep impact in the social welfare of our country. If you are 65 and older you will qualify for government subsidy of your health care costs. ( Call the number on the top of this page, to discuss with a health care expert , your options for health care and see if you qualify for any of the government programs available.
How the Affordable Care Act Works with Medicare
There have been many opinions from many different people about the Affordable Care Act (ACA), popularly known as Obamacare. If you are covered by Medicare or Medicaid, some changes begin January 1, 2014. There are positive benefit changes for beneficiaries coming with the Affordable Care Act.
Many preventive services will now cost less. Medicare will now cover preventive services and one annual wellness visit at no charge.
If you are enrolled in Medicare’s Part D coverage, you will receive a 50 percent discount when you buy covered brand-name treatments. The so-called “doughnut hole” will close completely by the year 2020.
Physicians will receive more support. Your doctor will have more resources under the care coordination provisions of the ACA.
The Medicare Trust Fund is strengthened. The ACA has extended the Medicare Trust Fund at a 100 percent level until 2029, a 12-year extension, by reducing waste, fraud and abuse.
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We do all the work for you. We compare plans, price shop, and weigh options to find the Medicare or Medicare Advantage plan that’s right for you and your budget. We help you make an informed decision before the approaching enrollment deadline so you can apply for Medicare with confidence.
